Common Sense Retirement Policy

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Neither the public nor the private sector are ready for the 78 million baby boomers retiring over the next 20 years. The unfunded liability of Social Security and Medicare exceeds $107 trillion — 6.5 times the size of the United States economy. Social Security and Medicare are on an unsustainable course and reform is urgently needed.

NCPA proposals would replace pay-as-you-go entitlement programs with funded programs, under which each generation pays its own way. Individuals should have the opportunity and information needed to build their personal retirement savings.


Retirement Reform

  • Preparing for Retirement in an Uncertain World
  • Retirement Account Reforms: Good and Bad
  • Tax and Social Security Reform: Thinking Outside the Box
  • A Framework for Medicare Reform
  • Chile's New Pension Reforms

 

Our Ideas in Action

  • Automatic 401(k) Enrollment
  • Elimination of Social Security Penalties

 

Our Ideas in Progress

  • Replace Pay-as-You-Go Entitlement Programs with Funded Programs
  • Allow People to Save Today for Health Care Expenses Tomorrow


Personal Retirement Savings

  • Ten Ways to Wreck Your Retirement
  • Is the Mattress a Good Place for Money?
  • Roth 2010: Should You Convert?
  • 401(k) Loans = Retirement Insecurity
  • ESPlanner™

 

Entitlement Spending

  • Medicare Trustees Reports 2010 and 2009: What a Difference a Year Makes
  • How Reforms Would Affect Social Security
  • Measuring Social Security's True Liability

 

Our Experts

Our analysts have developed models for Social Security and Medicare reforms, and retirement planning. Get to know our experts.



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