Banks are lazy. They charge fees when no fees are necessary. They make life
hard when it doesn't need to be. They don't provide up-to-the-minute
information to customers about their own money. Banks have become adversaries
rather than advocates for their customers.
Simple is not a bank. We replace your bank and provide the clarity and sophistication that you need to manage your finances.
We love design
Because we've thought exhaustively about how you access your data, you’ll
never break a sweat. We’re better because we've designed with function in
mind. Simple is clean and intuitive, just the way it should be.
We love technology
We've fostered a nimble architecture to let us evolve rapidly. We've taken
advantage of what's possible, rather than what was possible a decade ago.
Natural language querying, real-time transaction data, and a Safe-to-Spend™
balance are possible, and now available to you.
We ask "why not?"
Why can’t your entire transaction history be searched?
Why can’t saving for your financial goals happen automatically?
Why can’t you answer questions like "how much did I spend at restaurants last
month in Portland?"
We've redefined what's possible in a financial service. Rather than telling
ourselves and our customers, "this is how everyone else does it," we asked ourselves
"what would I want from my bank?"
Are we a bank?
No. We're not a better bank, we're more than a bank.
This is what we've built
While your money is FDIC-insured and held with our bank partner, we provide
the tools and customer support you need to manage, understand,
and automate your everyday spending and saving.
We take care of you, our bank partners take care of your money, and jointly,
we promise a superior financial experience.
We're more than your bank
We’re not just into finance, we're an eclectic group of engineers, designers, and
mathematicians. It's our wide-screen and many-angled perspective that explains
why Simple is the most approachable and thoughtful way to manage your
finances. Simple is for everyone.
Spend with your Simple Visa® card, track your finances with our exquisitely
crafted mobile and web applications, deposit a check with your smartphone,
make a fee-free withdrawal from over 40,000 ATMs, and more. Simple makes it
all so easy.
We're better than your bank
While your bank cashes in when you make mistakes, we impose no surprise fees — nor monthly maintenance fees, overdraft fees, low balance fees, and
absolutely no hidden fees.
We're both safe and sensible
We positioned our customer relations center between our product and engineering teams,
establishing top-notch customer service that is and will continue to be
fundamental to both our business and our mission. While your deposits remain safe in FDIC-insured products with our bank partners, your sanity is made certain by our fast and friendly customer relations specialists.