Carnival Focus: Banking and Financial Accounts

Posted on April 4th, 2007 in Carnivals by NCN

I am hosting this week’s Carnival of Personal Finance #94 and have listed all of this week’s posts here. As you can see, I’ve categorized the posts by topic. Throughout this week, I will highlight each topic and focus on each post.

Banking and Financial Accounts (The following posts deal with sign-up bonuses, fraud prevention, and account information.)

Five Cent Nickel writes about “check washing”. (Five Cent always writes interesting, informative articles, and this article is no exception. Who knew, that in 2007, you still had to worry about ‘check washing’?!?) Opening paragraph quote:

Check washing refers to the chemical removal of ink from a check that you’ve written such that fraudsters can change the amount and make it payable to themselves. Apparently check washing results in losses totalling $815 million annually in the United States.

It’s Just Money writes about a $100 bonus for signing up with Washington Mutual and opening a Roth IRA. Funny quote from the post:

The other day, I walked inside to deposit some funds. Yes, I’m one of those guys who actually prefers to go inside rather than use the ATM. Just don’t trust those gosh darned newfangled gizmos!

The Finance Buff writes about online savings accounts and their relative size. Check out these very interesting comparisons. Quote from the post:

These banks, offering the same online savings account service, are on entirely different scales.

Krugergold Finance writes a post about portfolio diversification. This post was difficult to categorize because it covered so many “topics”. This post will get you to think about the diversification of your assets! Check it out:

It’s far better to allocate a portion of your portfolio to the most different of asset classes:

Notes

I hope that you like this “Carnival Focus” series. I enjoy hosting the various financial carnivals.

Again, I’d like to thank all of the bloggers who submitted posts to this week’s carnival. If you are new to my site, I also run the No Credit Needed Network, publish the No Credit Needed Podcast, and track my weight loss at No. Calories Needed.

Subscribe to No Credit Needed.

The next edition of the Carnival of Personal Finance will be hosted by Accumulating Money.

To read this week’s Carnival of Debt Reduction, head over to Money Walks.

To read this week’s Festival of Frugality, head over to Mapgirl’s Fiscal Challenge.

Share and Enjoy:These icons link to social bookmarking sites where readers can share and discover new web pages.
  • spacer
  • spacer
  • spacer
  • Leave a comment... (2)

Free Audio Books: Classic Books, Christian Books, Entire Bible

Posted on April 2nd, 2007 in Frugality by NCN

I love my mp3 player and I really enjoy listening to audio books. But, audio books can be EXPENSIVE. I recently found a site which offers mp3 (and m4b) audio books for FREE! So, if you have a commute to face or a road trip coming up, checkout these pages for some great free audio:

Free Classic Audio Books (Authors include: Twain, Shakespeare, Melville, Conrade, Etc.)

Free Christian Audio Books (Authors include: Spurgeon, Smith, Kempis, Etc.)

Also, here’s a page where you can find free Bible audio books. (I’m an NASB guy, myself, but if you dig the KJV, this site is for you!)

If you have a link to sites with free audio books, leave a comment and share your links with the world! (Or, at least the readers of this blog!)

Share and Enjoy:These icons link to social bookmarking sites where readers can share and discover new web pages.
  • spacer
  • spacer
  • spacer
  • Leave a comment... (2)

I Wrote A Post For Flexo!

Posted on April 2nd, 2007 in Noted by NCN

One of my favorite personal finance blogs is Consumerism Commentary, run by my blogging friend, Flexo.

I recently wrote a “guest post” for Flexo and he has posted it.  Consumerism Commentary is a great site and I STRONGLY suggest that you add it to your own personal “bookmarks”.

Click here to read my post entitled: Stop, Drop, Roll.

Share and Enjoy:These icons link to social bookmarking sites where readers can share and discover new web pages.
  • spacer
  • spacer
  • spacer
  • Leave a comment... (3)

Carnival Focus: Credit Posts

Posted on April 2nd, 2007 in Resources, Credit, Carnivals, Debt Repayment by NCN

I am hosting this week’s Carnival of Personal Finance #94 and have listed all of this week’s posts here. As you can see, I’ve categorized the posts by topic. Throughout this week, I will highlight each topic and focus on each post.

Credit Posts (The following posts deal with issues of debt, credit, credit cards, interest rates, and debt reduction.)

Poorer Than You writes about paying off debts. Should you borrow from your 401K to payoff your debts? Here’s a quote from the article that I think “speaks volumes”.

Is there anything you can trim down in your budget to free up some more funds for paying down this debt? If you can’t spend less, can you think of any ways to earn more?

Endless Gibberish writes about using credit cards “wisely”. (I, personally, do not use credit cards. But, if I were to use a credit card, I’d definitely read this article!) Quoting the last line of the post:

Those are my reasons why I value credit as a tool. It’s a great tool for anyone that’s disciplined enough to control their spending. I know it’s not for everyone and a lot of people out there shouldn’t have access to credit at all.

We’re In Debt writes about checking our credit reports. (I NEED to do this! I checked my credit report a few months ago, and everything looked fine. But, we must be ever vigilent!) Here’s an excerpt:

It’s hard to believe just how many wrong items are on our report. Maybe it’s an incorrect balance that is reported, or the type of account that is displayed I can almost guarantee you that your credit report has problems of some sort or another.

Credit Card Lowdown writes a sobering post about people and their credit cards. (20 MORONIC THINGS!) Check out this little blurb from the post:

Paying the minimum balance does not mean that you’re managing your credit well. Your interest on the remaining balance is compounded… Pay only the minimum and you will be left holding the bill for much, much more than you spent in the first place.

B.A. Student writes about credit card companies and their legal “tricks”. Check out this disturbing fact:

Credit card companies sometimes enjoy switching around their payment PO Boxes without informing the consumer. A well-intentioned payment can flop around ‘lost’ in the mailing system for weeks if unknowingly sent to the wrong address. This is a blatant attempt to purposely nab you on late payment fees

1 Mans Money writes about paying of credit card debt. (I am a HUGE fan of getting out of debt, ESPECIALLY credit card debt!) Turning-point quote:

I got to the point that I was paying only the minimums each month on all six of my credit cards. I was never late on a payment, but I was also sinking further and further in debt.

The Time and Money Group writes about debt reduction and financial freedom. Here’s a quote:

I don’t need Ramsey’s or anyone else’s gimmicks. Getting your debt under control is one of many “mind-shifts” necessary for anyone seriously considering walking the path to financial freedom.


My Financial Awareness writes about calling credit card companies. (While getting out of debt, I called my credit card companies once a month, and politely asked them to lower my rates.) Here’s a quote:

Why do financial experts make it look so easy to get lower credit card rates while you are just hearing “no”? It may be all in your approach. A few things to think about in deciding how to approach your credit card companies to get your rates lowered are


Ask Mr. Credit Card writes about the statute of limitations and debt. [Would I be Mr. Anti-Credit Card? :)] Intoductory quote:

I was introduced to a lawyer that specializes in helping people with debt. One of the topics that I asked about was about statute of limitations

Notes

I hope that you like this “Carnival Focus” series. I enjoy hosting the various financial carnivals.

Again, I’d like to thank all of the bloggers who submitted posts to this week’s carnival. If you are new to my site, I also run the No Credit Needed Network, publish the No Credit Needed Podcast, and track my weight loss at No. Calories Needed.

Subscribe to No Credit Needed.

The next edition of the Carnival of Personal Finance will be hosted by Accumulating Money.

To read this week’s Carnival of Debt Reduction, head over to Money Walks.

Share and Enjoy:These icons link to social bookmarking sites where readers can share and discover new web pages.
  • spacer
  • spacer
  • spacer
  • Leave a comment... (1)

Carnival of Personal Finance #94 Hosted By No Credit Needed

Posted on April 2nd, 2007 in Carnivals by NCN

I’d like to welcome you to Edition #94 of the Carnival of Personal Finance. Below, you will find articles from various personal finance bloggers. I have simply linked to the articles, and categorized them by topic.

Edit: Apparently, a few folks don’t particularly like the way that I formatted this particular edition of the carnival. I have, in the past, been criticized for leaving posts out of carnivals. I tried to include every article that was submitted, and I only left out two. One was a duplicate submission and the other was off topic. As for the simple “link-style” carnival, I was really, really torn as to how I should handle this many posts. My plan was to post the carnival, linking to everyone, without naming “favorites” or “best of”. Later in the week, I planned on focusing on the various topics and selected posts.

Credit (Click here for the Carnival Focus: Credit Posts)
Poorer Than You
Endless Giberish
We’re In Debt
Credit Card Lowdown
B.A. Student
1 Mans Money
The Time and Money Group
My Financial Awareness
Ask Mr. Credit Card

Banking and Financial Accounts (Click here for the Carnival Focus: Banking and Financial Accounts)
Five Cent Nickel
It’s Just Money
The Finance Buff
Krugergold Finance

Real Estate

gipoco.com is neither affiliated with the authors of this page nor responsible for its contents. This is a safe-cache copy of the original web site.