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Mortgage Express

Overview

Mortgage Express is Bradford & Bingley's specialist lender and is proud of its reputation for award-winning mortgages. We were buy-to-let pioneers back when the market started in 1996, and since then we have been at the forefront of mortgage development which meets the real needs of customers. Over the years, we have won a number of industry awards which recognise our creative approach to lending, including best Buy-to-Let and Lifetime mortgages.

What mortgages do we offer?

Some specialist lenders deal specifically with the self-employed, others focus on non-standard borrowing or buy-to-let.

We are the market leading ‘Buy to Let’ and ‘Lifetime’ lender and are rapidly developing a reputation as a leading lender in the ‘Self Cert’ market.

What makes our mortgages different?

All of our products are linked to the Bank of England Base Rate (except Lifetime), so customers always know how much they are paying and how they will be affected by fluctuations in the Base Rate. We also don't apply a higher lending charge on any of our products.

All Mortgage Express products (except Lifetime) offer Choices, a flexible payment feature, as an integral part of the mortgage. Choices enables people to overpay or underpay their mortgage or even take a payment holiday.

How does the company carry out its business?

The company sells its products through a number of networks and clubs - click here for details.

What support do we offer brokers?

We are a truly customer focused organisation, and have invested a lot in our technology, our processes and our people. Brokers are our best suppliers of business, so we have a dedicated Contact Centre to ensure that we answer queries quickly and efficiently.

We also have a team of business development managers across the country whose task it is to keep brokers informed about our products and provide a point of contact at a local level.

Find your local business development manager

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