Books

Collins, Daryl, Jonathan Morduch, Stuart Rutherford, and Orlanda Ruthven Portfolios of the Poor. Princeton, NJ: Princeton University Press, 2009.

Garon, Sheldon “Keep on Savings”: How Other Nations Forged Cultures of Thrift When America Didn’t. New Jersey, USA: Princeton University Press 2010

Schreiner, M., and Michael Sherraden. Can the Poor Save? Saving and Asset Building in Individual Development Accounts. New Brunswick, NJ: Transaction Publishers, 2007.

Sherraden Margaret and A.M. McBride. Striving to Save: Creating Policies for Financial Security of Low-Income Families. Michigan: University of Michigan Press, 2010.

Sherraden, Michael. Assets and the Poor: A New American Welfare Policy. Armonk, NY: M.E. Sharpe, 1991.

Research Papers/Policy Briefs

Beck, Thorsten, Asli Demirguc-Kunt, and Ross Levine. “Finance, inequality, and poverty: Cross-country evidence.” Policy Research Working Paper Series 3338, The World Bank, 2004.

Boshara, Ray. “Individual Development Accounts: Policies to Build Savings and Assets for the Poor” (Brookings Institution: Welfare & Beyond Brief #35). Washington, DC: The Brookings Institution, 2005.

Chowa, G., D. Ansong, and R. Masa. “Assets and child well-being in developing countries.” Children and Youth Services Review (forthcoming).

Chowa, G., Ansong, and R. Masa. “Assets and child wellbeing in developing countries: A research review” (CSD Working Papers No. 09-38). St. Louis, MO: Washington University, Center for Social Development, 2009.

Consultative Group to Assist the Poor (CGAP). “Financial Access 2009: Measuring Access to Financial Services around the World.” Washington, DC: CGAP.

CRS (2009) ‘Increasing Savings and Solidarity among Households with Orphans and Vulnerable Children in Rwanda’ Microfinance Learning Paper Series No. 3. Retrieved September 22 2010 from: crsprogramquality.org/pubs/microfinance/Rwanda%20Learning%20Paper_web.pdf.

Curley, J., F.M. Ssewamala, C.-K. Han. “Assets and educational outcomes: Child Development Accounts (CDAs) for orphaned children in Uganda.” Children and Youth Services Review (in press).

Destin, M., and D. Oyserman. “From assets to school outcomes: How finances shape children’s perceived possibilities and planned effort.” Psychological Science 20 (2009).

Elliott, W., and S. Beverly. “Staying on course: The effects of savings and assets on the college progress of young adults” (CSD Working Paper 10-12). St. Louis, MO: Washington University, Center for Social Development, 2010.

Erulkar, A., and E. Chong. “Evaluation of a savings and microcredit program for vulnerable young women in Nairobi.” Nairobi: Population Council, 2005.

Glenn Westley and Xavier Martin Palomas, “Is There a Business Case for Small Savers?” CGAP 2010. Retrieved from: www.cgap.org/gm/document-1.9.47356/OP_18_Rev.pdf.

Hirschland, M. Youth Savings Accounts: A financial services perspective. Washington, DC: USAID Office of Microenterprise Development, 2010.

HM Revenue and Customs. Child Trust Fund detailed distributional analysis 2008. Retrieved from www.hmrc.gov.uk/stats/child_trust_funds/child-trust-funds.htm.

Kelly Hallman. “Socioeconomic Disadvantage and Unsafe Sexual Behaviors of Young Women and Men in South Africa,” (Policy Research Division Working Paper No. 190) Population Council. New York, 2004.

Kim, M., H. Kim, and M. Hong. Effective operation of Child Development Accounts in Korea (KIHASA Policy Report 2007-85) [in Korean]. Seoul, Korea Institute for Health and Social Affairs, 2007.

Kempson, E., A. Atkinson, and S. Collard. Saving for children: A baseline survey at the inception of the Child Trust Fund (HM Revenue and Customs Research Report No. 18). London: HM Revenue and Customs, 2006.

Masa, R. “Innovations in youth saving and asset building around the world” (CSD Research Brief No. 09-52). St. Louis, MO: Washington University, Center for Social Development, 2009.

Mason, L.R., Y. Nam, M. Clancy, V. Loke, and Y. Kim. “SEED account monitoring research: Participants, savings, and accumulation” (CSD Research Report 09-05). St. Louis, MO: Washington University, Center for Social Development, 2009.

Mensch, B., M. Grant, M. Sebastian, P. Hewett, and D. Huntington. “The effects of a livelihood intervention in an urban slum in India: Do vocational counseling and training alter the attitudes and behavior of adolescent girls” (Population Council Working Paper No. 194). New York: Population Council, 2004.

Morduch, J., and B. Haley. “Analysis of the effects of microfinance on poverty reduction” (NYU Wagner Working Papers Series No.1014). New York: New York University, 2002.

Nam, Y., and C.-K. Han. “A new approach to promote economic independence among at-risk children: Child Development Accounts (CDAs) in Korea” (CSD Working Paper 09-02). St. Louis, MO: Washington University, Center for Social Development, 2009.

Shanks, T.W., Y. Kim, V. Loke, and M. Destin. “Assets and child well-being in economically developed countries.” Children and Youth Services Review (forthcoming).

Sherraden, Michael. “IDAs and asset-building policy: Lessons and directions” (CSD Working Paper 08-12). St. Louis, MO: Washington University, Center for Social Development, 2008.

Ssewamala, F.M., S. Alicea, W. Bannon, and L. Ismayilova. “A novel economic intervention to reduce HIV risks among school-going AIDS orphaned children in rural Uganda.” Journal of Adolescent Health 42(1), 2008.

Ssewamala, F.M., C.-K. Han, and T. Neilands. “Asset ownership and health and mental health functioning among AIDS-Orphaned adolescents: Findings from a randomized clinical trial in rural Uganda.” Social Science and Medicine 69(2), 2009.

Ssewamala, F.M., and L. Ismayilova. “Integrating children’s savings accounts in the care and support of orphaned adolescents in rural Uganda.” Social Service Review (in press).

Ssewamala, F.M., L. Ismayilova, M. McKay, E. Sperber, W. Bannon, and S. Alicea. “Gender and the Effects of an Economic Empowerment Program on Attitudes Toward Sexual Risk-Taking Among AIDS-Orphaned Adolescent Youth in Uganda.” Journal of Adolescent Health 46(4), 2010.

World Council of Credit Unions. “A technical guide to savings mobilization: Lessons from credit union experience” (WOCCU Technical Guide No. 1). Madison, WI: WOCCU, 2001.

World Savings Bank Institute. “Best of WSBI member trainings on savings mobilization: Ten years of sharing innovations in the savings market.” Brussels: WSBI, 2007.

World Savings Bank Institute. “Examples of WSBI members’ initiatives in the field of financial education.” Brussels: WSBI, 2007.

World Savings Bank Institute. “Savings banks’ socially responsible activities, a wealth of experience. Insights from WSBI members in Africa, Asia, and the Americas.” Brussels: WSBI. 2007.

Zhan M. and Michael Sherraden. “Assets and Liabilities, Educational Expectation, and Children’s College Degree Attainment”. (CSD Working Paper 09-60). St. Louis, MO: Washington University, Center for Social Development, 2009.

• Financial Inclusion
• Ownership & Assets
• Publication
• Youth Savings Accounts