My Husband and I would like to say thank you, for helping us in our time of need, with your help we were able to consolidate all of our debt into payments that are more affordable and beneficial to us.

We can now save a little each month to build a nest egg so that we don't have to worry like we used to. It is a great feeling to have money in the bank and to enjoy life again. Thank you Joe.

Aileen and Anthony Waithe

Dave and I would like to thank you for all your help with our debts. I feel that we can get ahead now. You are very kind and give exceptional customer service as well you treated us with repect.

Tina and Dave Pilon

Just wanted to say it is I who should be thanking you for the Execellent service you provided me. Not only was your service very Professional, you made every step quite simple. I have already recommended you.

Mervyn Parris

My husband and I were deep in debt, and having no luck with trying to refinance through our local Bank.

Then I found your Web Site, which was very easy to read and understand.The application process was simple, and your response almost immediate.

We were extremely pleased with the service you gave us - which was prompt and efficient. We would recommend your Refinancing Service to everyone!

Clare Gardner-Durdle

We would like to thank you for helping us out.

You provided very knowledgeable and prompt service in spite of our fax and printer not working properly.

We figured out that with our new financing we are probably saving around $400.00 per month. Again thank you Joe.

Deborah Stevens

Dear Joe: Just dropping you a line to tell you how much we appreciate the "no run-a-round" mortgage renewal.

We would like to thank you for the fast and professional manner in which we were treated and how easy it was to apply.

We had checked several sights on the internet and found yours to be the most informative and we have no problem recommending your services to anyone. Thanks again.

Nancy and Ray Keeso

I would like you to know that both Mary and I were very pleased with the service that you provided.

Your web-site was informative and very easy to use. You were very sensitive to our needs and at no time did I feel uncomfortable dealing with you.

It's never easy when trying to get your finances in order and some companies, I have found, seemed very insensitive towards us and our problems.

Again, Joe, thanks for your help and I must emphasize that this transaction was handled professionally and courteously.

Tom & Mary Fields

It was a sincere pleasure doing business with you. Your courtesy, and understanding of our situation, put us at ease and the ease of delivery of documents and the loan was great.

As everyone is so busy, it was wonderful to be able to complete a lot of the information via Internet, fax or efax.. Your service was great and I would recommend you to anyone who needs help sorting out a financial situation.

I will recommend you to all my friends and thank you for your time, kindness and patience. It was our pleasure.

Wanda Hoffman

Recently I needed to do some refinancing of my mortgage and my own bank would not help me, so I turned to the internet and found Joe Malek.

He was professional and helped me consolidate everything into a first mortgage.

His service was fast and efficient and I would highly recommend him to help out with any financial arrangements that you require.

Tammy Robinson

It remains to be seen whether or not I have made the right move but regardless, I needed to do something immediately and you people achieved that goal promptly, efficiently and effectively.

I at least feel that I have some 'breathing room' now in order to make a substantial gain in straightening out my financial outlook.

I sincerely hope I will not need your services again, but if I do, I'm sure I will get the same prompt and effective service and I would recommend to others who might be in a 'bind' to give you the opportunity to assist them in resolving their situation.

You did a great job and once again I thank you!

Dan Arbic and Wendy Beer

Shopping for mortgage rates and services on the Internet was amazingly simple.

Joe Malek responded to our query immediately. His service was very personal and polite. He worked hard to get us the best rate at our terms.

He valued our business and proved it by seeing to every detail on a timely basis. Our mortgage has been in effect for several months now, and the lender has treated us very well.

The lender contacted us by phone to explain our contract and answer our questions about property taxes and so forth.

We are very happy with the whole transaction. We highly recommend Joe's services.

Karen Patron-Evans

I found your web-site excellent.

Information was obtained easily, promptly and with professionalism.

My husband and I are very pleased with the service we received from you and thank you once again for your courteous and professional service.

We look forward to dealing with you again in the future.

Brenda and Rod

As the owner of a small business I went deeply into debt trying to get established. I was very desperate when I first found your website.

I seemed to be drowning in debt and it seemed no one could offer any solutions. After I contacted you, I very quickly had a loan which consolidated my previous debts and included a line of credit to help me build up my business.

Thanks to you, I can meet my monthly payments and have money left to develop my business. Thanks again for your help!

Susan O'Reilly

I found the service you offered to be EXCELLENT.

It allowed me to obtain financing conveniently, on-line in my own home. My questions and application were dealt with promptly, and you helped me to pick the best product for my circumstances.

You obtained more for me than I thought would be possible, and I have already passed your name and number along to several people.

Debra Purkiss

Thank you very much for you help!

It was great dealing with someone who understands the urgency of such cases as mine, and deals with his clients in a timely and caring manner - certainly a nice switch from the big bank treatment.

Peter Chaba

Joe Malek was amazing and went way beyond our expectations. They were great from start to finish and really helped us out. Thank you!

Dennis Family

Being self employed, we got turned down by all major lenders in our area for no income verification mortgage.

We were pleasantly surprised to get a call the very next day that we were pre-approved. In less than 3 days our application for a mortgage was fully approved and we were able to move on to the next things on our to-do list.

Thank you Joe for your fast service!

Zubek Family.

Thank you so much. I really appreciate the speedy service you and your staff have provided for me this time and in the past.

It is great to deal with people who know what they are doing!

Diane Blake

Thanks for the great advice and the awesome book.

I have managed to dive into it a little bit and look forward to reading the rest. Myself and Tom were very pleased with all your and your help.

I would recommend your office and you to anyone.

The Dykstra's

Joe, my wife and I very much appreciate the work you have done on our behalf.

We have ended up with a mortgage on favorable terms and well positioned to improve that in the near future thanks to your advice.

My comfort level in dealing with you was established during our first discussion, in which you made sure I was clearly aware of all of the costs involved in each of the alternatives we discussed.

There have been no hidden fees or last minute surprises. We wanted to complete this mortgage arrangement in an unusually short time, and your cooperation in prompt responses and negotiating the same from the lenders was greatly appreciated.

We look forward to continuing to work with you, and we will certainly recommend your services to others.

John Sigurjonsson

Good Morning Joe, Has been a month since I received the 2nd mortgage with all your help and I am very very grateful.

I am now able to get back with doing my job without so much worrying and sleep much better at night.

The way you were able to approve me right away made me feel as though that even though I messed up in the first place, I had help, you and your team there to help.

I have started to read the book you sent to me and I have found it fascinating and in the future I am going to find out a way to apply it to my own life. I have always been able to claim my mortgage but not as good as the book has shown.

Once again thank you for all the help I have received from you and your team.