The amount of student loan debt in the U.S. is close to $1 trillion. Student debt has passed up credit-card debt to become the second-largest category of cons.... Read more
Federal and state laws impose a variety of obligations on credit card companies. These laws regulate areas such as discrimination, information disclosure, bil.... Read more
Prepaid debit cards continue to grow in popularity and usage. In 2009, consumers loaded $28.6 billion onto these cards. In 2011, the amount was $83.3 billion..... Read more
Article written 3 months ago by Lawyerscomsm
Alternative Financial Services (AFS) businesses are a major source of banking and credit services for the un- and under-banked, low-income and working poor consumers, residents of minority neighborhoo... Read more
Article written 5 months ago by Lawyerscomsm
The amount of student loan debt in the U.S. is close to $1 trillion. Student debt has passed up credit-card debt to become the second-largest category of consumer debt in the country. Only mortgage de... Read more
Article written 7 months ago by Lawyerscomsm
Taking out a personal loan generally requires making an application with a bank. If you are approved, you must then sign a promissory note before receiving the funds. However, getting the loan isn't a... Read more
Article written 7 months ago by Lawyerscomsm
Most individuals owe money to someone. It's hard to live in the modern age without incurring at least some debt. Debts don't usually die with the individual who incurs them, but sometimes they do. The... Read more