Savings Trial Results and Hedonic Adaptation
Posted by Fred Tracy Jan 23rd, 2012 15 CommentsWoo hoo! I'm finally done with my 14-day savings trial. If you've read that article, then you know the purpose was to limit my spending as much as possible (as in, no spending except on absolutely necessary items). And while I've done just that, what surprised me was how easy ...
Continue14 Day Trial – Increase Your Savings Rate
Posted by Fred Tracy Jan 8th, 2012 20 CommentsMan, with all the posts I've been doing lately about money this is starting to look like one of those personal finance blogs. That's okay though, because money is definitely an important aspect of personal development and life in general. The purpose of this trial is to increase my savings rate ...
ContinueLive Small and Avoid Having a Mortgage
Posted by Fred Tracy Jan 4th, 2012 24 CommentsIf you asked most people what their biggest payment was each month, it would be their mortgage. Given that I'm just moving out of my parents house and looking to enter the real world, I've been doing a lot of research about these sorts of things. When I sat down ...
ContinueThe Art of Zen Doing
Posted by Fred Tracy Dec 30th, 2011 20 CommentsBack when I first created this site, roughly one year ago, I was all about slowing down and finding inner peace. I meditated a lot and had some incredible experiences that I wouldn't have had otherwise had I not been willing to put the outside world on hold a bit. ...
ContinueCreate a Customizable Personal Development Plan
Posted by Fred Tracy Dec 26th, 2011 6 CommentsAlthough I still can't understand why, this is the third time I've tried to write this article. There's something about it that's inherently easy to understand but hard to communicate. Let me try one more time. It's been said that we humans are creatures of habits, and no statement could be ...
ContinueHow to Become Immortal and Live Forever
Posted by Fred Tracy Dec 22nd, 2011 18 CommentsOne thing that people really want these days is a way to live forever. As our standard of living increases and we accumulate more and more stuff, we soon realize that we will inevitably lose it all upon death. What a wonderful thing, then, if we could keep all that ...
ContinueCreate an Emergency Savings Fund
Posted by Fred Tracy Dec 18th, 2011 16 CommentsAlthough money isn't something I've worried much about in the past, lately I've been focusing a lot on it. The reason for this is simple: I'm finally putting my big kid shoes on and moving out of my parents house – or at least doing it soon. The question is, ...
ContinueUsing Moments of Inspiration to Create Change
Posted by Fred Tracy Dec 14th, 2011 15 CommentsLast night I had an experience that I'm sure all of us have had before. I was watching a seminar about finances from Dave Ramsey and suddenly, a light bulb went off in my head. For one brief moment, I had it – I had inspiration. In other words, I ...
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