Credit Card Processing

Credit Card Processing Solutions

Credit cards are used for more than $2.5 trillion in transactions a year, according to the American Bankers Association. With that kind of money and volume at stake, keeping up with credit card processing technology and services is crucial for every business, including yours.

There’s more than one way to process a credit card transaction: via the Internet, through wireless terminals, using computer software, by phone and even manually. One or more of these credit card processing methods may work best for your business needs, so it’s important to familiarize yourself with what each has to offer because if you’re not able to take credit cards — or your credit card processing services fail — you stand to lose out on some serious money. Merchant Accounts Express has got you covered.

Internet Credit Card Processing

The most popular and flexible method of credit card processing for Internet merchant accounts with Merchant Accounts Express comes with a free TransAction Central setup. TransAction Central is a Web-based virtual terminal that allows you to manually process any credit card order in real time — 24 hours a day — wherever you have Internet access. TransAction Central’s customizable Internet Credit Card Processing services include 24/7 online reporting, electronic check conversion (ACH), wireless and batch processing, integrated shopping cart technology, recurring payments and instant, multi-location networking — and it’s all compatible with your existing software interface and terminal.

Phone Credit Card Processing

Dialpay — our phone credit card processing service — is a terrific option if your business does a limited number of transactions each month, if mobility is important to your business, or if you want to keep your investment in equipment to a minimum. Dialpay enables you to process all major credit cards — MasterCard, Visa, American Express and Discover — from any touchtone phone, including a cell phone. Additionally, you can use Dialpay to void transactions, issue refunds and support authorization-only transactions. Monthly statements of your Dialpay credit card processing activity make record keeping easy. No special equipment or software is required for Dialpay, and there are no extra fees. Just dial a toll-free 800 number from your landline or mobile phone and process your transaction using the telephone keypad. Dialpay is your anytime, anywhere solution to phone credit card processing needs!

Credit Card Imprinter & Manual Imprinter

The imprinter is the original credit card processing method, and it remains a simple yet invaluable backup system for every business. The credit card imprinter and manual imprinter produce an imprint of the card on a dual carbon receipt (one for you, one for your customer). The receipt can be embossed with your company name for a professional, customized look. Imprinters are compatible with Dialpay phone processing. If your credit card POS terminal goes down — or if you’re processing credit cards with a method that doesn’t use a printer — the credit card imprinter is your only option for completing a sale.

Wireless Credit Card Processing

In business, time is money — and high-speed wireless terminals provide the ultimate in savings and flexibility for both keyed and swiped credit card processing transactions. Portable and lightweight, they make your business mobile and expand your horizons by using a wireless network to communicate. Powered by a rechargeable battery, these cord-free terminals can slip right into your pocket and be used virtually anywhere — no phone line required! Store and Forward technology makes accepting credit cards anywhere, anytime a reality, and card-swiping capability reduces both your cost and risk. Install our free Pay@PC software and upgrade your laptop to an inexpensive, full-featured wireless credit card terminal. Merchant Accounts Express offers several state-of-the-art wireless credit card processing options — including software and terminals — to save time, increase sales, reduce operating expenses and boost your bottom line.

Credit Card Processing Software

Credit card processing software is the perfect cost-effective option if you already have a desktop or laptop computer. Its advantage is that it allows both swiped and keyed transactions while keeping the detailed electronic records and reports you need. Merchant Accounts Express offers PC Charge Pro, the established industry standard for PC credit card processing based on its technology, ease of use and versatile features. Simply add it to any Windows-based PC or laptop, pair it with a Magtek Mini USB Swiper and you’ve got an inexpensive wireless terminal. If your sales are heavily Web-based, we recommend our free Internet Gateway setup for processing via TransAction Central. Upgradeable PC Charge Pro software and Gateway processing combine to save you time and money and reduce fraud losses while providing performance and features not available from stand-alone terminals. Learn more about credit card processing software here.

Credit Card Batch Processing

Automated integration with our TransAction Central gateway streamlines your daily operation by allowing you to conveniently upload multiple transactions in one file — how simple is that? By bundling your daily credit card and check sales, credits and voids in one batch, you can process a large number of various transaction types in one simple step without the need for expensive terminal equipment or telephone line dial outs. Credit card batch processing is also a great option for handling your recurring customer billing needs, such as monthly fees or subscriptions. Upload one file each month, and you’re done!

Mobile & Cell Phone Credit Card Processing

Coming Soon: Payfox, the app that turns any iPhone or iTouch into a credit card terminal! Merchant Accounts Express merchant members will soon have access to the latest in mobile and cell phone credit card processing technology. Let Payfox be your mobile credit card terminal so you can process major credit cards wherever you are, instantly authorize payments, issue email receipts, and manage voids and refunds via your mobile device. The speed and convenience of single-screen entry, an easy-view product menu, secure data transmission via SSL connection, advanced fraud detection, address verification, geo-location technology, customer contact storage capability — these are just a few of the reasons why we call Payfox your “terminal on the go”! Let Merchant Accounts Express show you how Payfox can take you to the forefront of mobile and cell phone credit card processing.

Retail Credit Card Processing

A Merchant Accounts Express account enables you to authorize, settle and manage face-to-face retail credit card transactions through a variety of POS solutions to meet your connectivity, processing speed and security needs. Pair our TransAction Central Gateway with an IP-enabled POS system to move beyond your old dial-up system. Reap the advantages of faster checkouts, reduced telecom costs, immediate real time online reporting and the reliability of redundant systems — it’s all yours with Merchant Accounts Express as your retail credit card processing partner!

Service Industries Processing

The unique credit card processing requirements of the service industry are fulfilled expertly by Merchant Accounts Express. We are committed to providing the best processing solutions available for your business — solutions that incorporate speed of processing, state-of-the-art security and savings to meet your needs. Your TransAction Central Gateway account and an IP-enabled POS system enable you to manage customer accounts, appointments and payments from one computer, take credit card payments in the field, reduce your costs and benefit from real-time online reporting. Plus, our credit card processing environment has fully redundant systems built in, assuring you the level of reliability you expect when processing sales transactions. Streamline your business processes with Merchant Accounts Express Service Industries Processing.

Restaurant Payment Solutions

Payment solution requirements in the restaurant industry are numerous and changing regularly — and Merchant Accounts Express can meet every one of them. Whether you use an integrated order entry and POS management system, a standalone countertop terminal or a mobile “pay at the table” device, we ensure the best credit card processing solutions to meet your unique needs today and into the future. In the restaurant industry, cutting-edge credit card processing technology benefits you, your customers and your employees by streamlining the transaction and making the dining experience more enjoyable for everyone involved. Our comprehensive credit card processing services can positively affect your bottom line. Isn’t it time to review your restaurant payment solutions options with Merchant Accounts Express?