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A1.
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Less upfront costs are usually easier to handle.
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A2.
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Paying over time keeps working capital in the business.
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A3.
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Id do option A. If there is no interest that would accrue, it would be better to have the extra cash on hand for other expenses
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A4.
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I can come up with the startup costs more easily.
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A5.
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Has an option of installment
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A6.
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easier to pay
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A7.
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no interest
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A8.
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same price, but expense is spread. If fees were involved, go for one lump pay.
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A9.
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I wouldn't want to outlay $6,000 all at once
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A10.
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its easyer to pay $250
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A11.
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it is looking nice choice
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A12.
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If I end up unsatisfied with the website I don't want to argue back a whole 6000 dollars.
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A13.
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B requires too much cash upfront
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A14.
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it is more attractive
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A15.
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the other is a lot of money at one time
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A16.
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it is right choice
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A17.
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Could deposit the remainder in an account and it could draw interest between payments.
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A18.
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I would prefer to keep as much cash as possible in my business - just let it go out slowly and try to retain the highest balance.
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A19.
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then i can focus on other bills with the remainder of my money plus there is no interest
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A20.
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In my lifetime I have yet to have any luck paying for something one time and it last. Alot can happen in two years with technology.
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A21.
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It seems like a better deal in case you want to cancel the site.
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A22.
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Its a more cost effective choice, only putting up 250$ a month is much more feasible than 6000$ all at once.
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A23.
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with a business, cash flow is king. Don't use up any capital, even $6000, all at once, you might have to forego another opportunity. Of course, you forgot about interest on the loan.
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A24.
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Both are the same amount, but spreading it out over several payments makes it seem less ominous.
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A25.
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Would be helpful for most businesses to stretch out payments.
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A26.
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Same amount. Interest free. Fres up available cash.
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A27.
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Paying $250/month is easier to come up with rather than $6000 all at once.
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A28.
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As a business owner, start-up costs are prohibitive of a large upfront cash outlay.
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A29.
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I would prefer the $250 option because after the contract expires, I may be able to find a better deal.
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A30.
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I would not have $6000 up front to pay at once. Also, the $250 option is great because it has no interest!
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A31.
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Easier to budget monthly payments and I can earn interest if I invest money in the interim.
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A32.
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I'd let to spread out the payments instead of paying all at once.
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A33.
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The $250 / month for 24 months is the equivalent of a 0% loan.
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A34.
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Easier to expense out over the course of a year. Doesn't skew monthly numbers.
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A35.
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Would be easier to maintain a monthly budget
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A36.
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I chose Option A because I'd rather pay a little at a time than pay the whole amount up front.
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A37.
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I would like to divide the payments up instead of paying the large sum right away
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A38.
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I feel I would get better service if I was paying over a long term.
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A39.
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Swinging $250 per month would be easier to swing than a lump sum of $6000, especially if I was just starting out.
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A40.
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Less up front costs involved.
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A41.
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Pay over time and get a feel for how I like the site before paying it off.
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A42.
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Option A allows you to spread the cost of the website out over a two year period
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A43.
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Because coming up with $6000 at once might be a bit difficult, whereas $250/month is equal to $6000 which is the same amount with no interest or other fee. If I have the money, I might as well invest it for a while rather than paying the website services at once.
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A44.
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That is a lot of money upfront, and it works out to the same amount anyway.
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A45.
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Same amount, but lets me keep the $$ earning interest in my bank
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A46.
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I would rather pay over a longer period of time, that way I can better manage my finances.
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A47.
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$6000 is too large an initial investment for a small business.
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A48.
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So that I cann get some interest on the amount in bank
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A49.
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I would prefer option A., a 24 month term payment because it would be an easier for me to pay because I would not pay $6000 at once, it will be easier in my pocket to pay in installment.
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A50.
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I'd rather pay in small amounts monthly than one big amount up front.
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A51.
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A is good and best,give more information.
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A52.
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I'd rather keep more of my money in my account longer to earn interest, etc.
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A53.
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Conserve the business cash for other needs - time value of money
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A54.
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I would much prefer to spread payments over time and use the rest of the money for other investments, expenses or purchases.
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A55.
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The monthly expense makes it better for accounting purposes. We could easily write it off over 2 years, instead of having a large expense on a single quarter or trying to depreciate.
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A56.
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Because $250 x 24 is the same is $6000. So if it's the same amount at once or over 24 months, why would I not just invest the money I have so that it will gain some interest while paying for the Web service at the rate of $250/month? Plus, it might be difficult to come up with $6000 at once.
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A57.
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Option A allows a business to conserve cash flow and possibly earn some interest over the term of the payments.
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A58.
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As a start-up I may not have $6k lying around.
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A59.
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always better to defer payment to take advantage of the time value of money since the payment total is the same.
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A60.
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It reduces the initial cost of starting up the website business. It also allows for adjustments and time to cancel if the product is not as expected.
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A61.
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Spreading payments over time makes my finances easier and if something goes wrong over the 24 months, I have a financial bargaining chip with my web site provider.
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A62.
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A 24 month term would be the ideal choice for a business.
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A63.
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Even though Option B may possibly be a smarter choice, I prefer Option A because it requires a smaller initial payment and doesn't lock a person into a longterm contract - which is good if they want to change things at the end of the contract.
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A64.
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$6,000 is a huge amount of maney for someone to lay down all at once.
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A65.
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Quite obvious: my bank account pays interests for my money, and if I pay all at once I will loose this investment
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A66.
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The start up costs for a new business must be huge, so I think it would be better to pay monthly and use any monthly profits to offset the charge.
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A67.
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I don't have that much cash to shell out at once, so I would rather make payments.
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A68.
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Your not saving any money by paying it all at once so why not just go with the payment plan.
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A69.
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Time Value of Money
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A70.
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Installments frees up your money to do other things
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A71.
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Better cash managment
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A72.
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The payment is spread out over 24 months, so it doesnt put a strain on your finances.
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A73.
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Spreading out the payments would improve my cash flow.
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A74.
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If I do not have the money all at once then this would be a better payment option. I dont feel the pressure of having to save up all this money and can instead provide the payment at a better, less stressful pace.
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A75.
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Income hopefully increases over time.
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A76.
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I would prefer to use my capital to enhance the website and purchase products that I could sell to begin to make a profit thereby being able to afford the website.
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A77.
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I'm more likely able to pay $250 a month, that seems easier
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A78.
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Might not have all the money at once.
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A79.
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Maybe I can't have all the money when I purchase the site.
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A80.
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Same amount of money but it is spread out over time making it easier to pay
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A81.
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because i know i will budget better with a monthly income rather than a lump sum that i would spend faster
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A82.
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If I was running a small business, I may not be able to come up with $6000 at once. It would be easier to begin by paying the $250 per month, at least at first.
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