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There's no obligation, no catches, no charges and the whole service is 100% confidential.

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debt consolidation
.reduce monthly outgoings
.consolidate all your debts into one affordable monthly payment.
. eliminate high interest charges on credit cards


The best way
to find loans in
the UK...

Click here for LOW APR
secured loans in the UK

We can help in nearly all cases of:

Rent arrears
County Court Judgments
Bank & other defaults
Old repossession orders
Credit problems
Discharged Bankruptcy orders
Unusual Properties
No income proof

There's no obligation, no catches, no charges and the whole service is 100% confidential.





Debt Consolidation

Save pounds every month - clear all your existing credit cards, loans and other debts and replace them all with one single lower monthly payment - gain control of your finances and your life.

Our lenders specialise in Debt Consolidation Loans - Secured and Unsecured - for UK houseowners.
We help thousands to get the loan they need - including those with a bad credit history.
Our specialist financial team will put you in touch with competitive and reputable lenders, who will offer you the best quotes that suit your circumstances and budget.



What is Debt Consolidation?

A Debt Consolidation Loan is a single loan that can be used to pay off existing debts - personal loans, credit cards, overdrafts,student loans or unpaid bills. Credit cards and store cards have high-interest rates which can mean heavy payments every month. A debt consolidation loan enables you to reduce these high payments and avoid expensive loan penalties.

Consolidating outstanding debts can relieve your financial pressure and enable you to maintain and rebuild your credit rating. A large number of financially astute consumers are taking a more proactive role by consolidating their debts to minimise interest payments - a trend that is becoming more popular, such as remortgaging to achieve a lower interest rate.

Debt Warning Signs

  • You are overdrawn every month
  • You only repay the minimum amount on your credit card every month
  • The amount you owe on your credit card rises every month
  • You put off paying bills until the final reminder
  • You have missed one or more mortgage, loan or card repayments

The key to solving a debt problem is prompt action - act now before the situation gets worse.
Refinancing
by incorporating all your debts into one loan can reduce your monthly payments and enable you to take control of your finances.

Reduce monthly payments
You can significantly reduce your monthly payments with a Debt Consolidation Loan, sometimes by up to half.
We can help you find the most competitive rates, and making one monthly payment can be much more convenient and easier to manage than making multiple payments.

Our Debt Consolidation experts will help you to combine and repay all your existing debts with one single loan, usually at a more competitive interest rate - reducing your monthly repayments and putting you back on track for your future financial freedom. Loans are available from £5,000 to £75,000


Clearing arrears
If you have built up mortgage or loan arrears then these can be cleared when you consolidate with more affordable monthly payments - clearing unpaid debts, avoiding court action and preserving your credit status.

Reasons for consolidating

  • Reduce monthly outgoings
  • Clear all outstanding credit cards, loans, bills and overdrafts
  • Combine high multiple payments into one convenient lower monthly payment
  • Cut high interest rates
  • Relieve creditor pressure
  • Maintain and rebuild your credit record
  • Provide an extra lump sum if required
  • No charges for an enquiry
  • No obligation
  • All your details are held in strict confidence
  • No up front fees of any sort

Find out more on consolidation

How to start sorting out your finances today

Ask now with our fast track application form for a no obligation loan quote - we will get you the best and most competitive quotes from the top UK lenders. CCJs and bad credit history need not be a problem.

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You will be contacted, usually within hours, with an in-principle decision on your enquiry.
Our service is FREE, FAST and CONFIDENTIAL

Priority Form for Homeowners

(Please use this form if you own your own home or are a mortgage payer.)

Click Here to Enquire

Priority Form for
Tenants

(Renting from Council, Housing Assoc. or Private Landlord, Living with Parents, Students etc.)

Click Here to Enquire


Remember, there is no obligation and the service is free...
No matter what your circumstances or credit history, try our free quote service now - let our friendly professional financial team find the loan that is right for you.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME - YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Our typical APR is 12.5% Variable. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Information on this site must not be construed as legal or financial advice on specific matters. All information is a public resource of general information, which is intended be accurate, complete and up to date but is not guaranteed to be so. Your use of information on the Web Site or materials linked from the Web Site is at your own risk - full terms. This site is operated by Loansite.co.uk Limited - Registered Office The Counting House, Celtic Gateway, Cardiff, CF11 OSN
Loansite.co.uk Limited, is a limited company registered in Wales UK and is registered under the Data protection and Consumer Credit Acts. All content, information copyright loansite.co.uk 2001 - 2006
except * Crown Copyright 1997-2000 courtesy of Office of Fair Trading

 

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'Our credit card bills and other loans were getting way out of control, we began to dread the monthly statements.
We realised it would make sense to transfer our high interest debts to a lower rate loan. Our store cards were charging APRs of over 30%!
Loansite helped us pay off all these worrying debts with a Consolidation Loan,
which immediately cut our monthly outgoings by over £240. We can at last get our life back on track.'

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We can often help regardless of:

  • bad credit history
  • poor credit rating
  • employment status
  • mortgage arrears
  • possession orders
  • eviction notices
  • CCJ's
  • IVA's

    We can access you the best loans from a wide range of different providers, so we may be able to help you even if you have been refused a loan elsewhere.
  • Student debt
    The average student leaves higher education with debts averaging over £12,000 through credit cards, bank and student loans. Once you've gained employment it can be worth considering consolidating all your outstanding debts to avoid being burdened with high interest charges, such as with credit cards. Our financial specialists can find you the best rates available to help you avoid meeting difficulties when buying your first home, or finding funds to buy a car or relocate due to a new job.
    The good news is that graduates can expect to earn on average £400,000 more over their lifetime than the national average, so this debt can be considered a worthwhile investment!

     

     


     

     

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