Payflow Payment Gateway: A Secure Link to Your Merchant Account
Use Payflow payment gateway to accept online payments using your Internet merchant account and processing network.
- Trusted by businesses, banks, and online shoppers
- No long-term commitments or hidden fees (See Pricing)
- Accept VISA, MC, AE, DISCOVER, DINERSCLUB, JCB, PAYPAL
Email Us
Sales: 1-888-847-2747
“We had some amazing spikes in volume last year, and Payflow's performance provided solid services.” —Sheeraz Haji, President, Convio
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What You Get
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How It Works
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Setting Up
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Pricing
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FAQs
What You Get
Payflow payment gateway includes everything you need to connect your online business to your Internet merchant account using any major processor. Payflow is pre-integrated to work with all the most popular shopping carts and e-commerce solutions.
- Key Benefits
- Reporting & Back Office
- Support
- Your Money
- PCI Compliance
- Processors & Payment Types
- Recurring Payments
- Fraud Protection
Key Benefits
Every year, $74 billion in online business comes through PayPal’s Payflow payment gateway. Here’s why:
Works with Your Merchant Account
Confidently run your online business with a secure connection to a major processing network. Payflow works with almost any merchant account, bank, and processor, so you avoid the inconvenience and uncertainty of changing your gateway if you ever change your bank.
Works with Your Business
You have two great options for your business. Let PayPal host your checkout on our secure payment site, so you avoid the hassle and cost of data security and PCI compliance. Or take control of the entire payment experience with our completely customizable solution.
Easy to Integrate
Setup is simple with our pre-integrated shopping cart solutions. Or create your own customizable solution with our easy-to-use APIs and cut-and-paste HTML.
Card Present Payments
Use Payflow for all your in-person (swipe) orders, plus phone, fax, and mail payments.
Reporting & Back Office
Stay on top of every dollar with our online account management dashboard, PayPal Manager.
Daily Reporting
Get a daily rundown of your business activity, including transaction status and settlement.
Reporting APIs
Use our robust APIs that integrate into your back-office applications.
Support
We work to make sure everything runs like clockwork. Here’s how we help you:
Phone Support
Resolve your issues quickly with help from our customer service reps.
Dedicated Account Manager
For businesses with PayPal sales over $50,000 a month, speak to someone who knows you and your business.
Online Virtual Assistant
Get immediate help from Sarah, our automated customer service rep. She instantly answers your questions via a chat window.
Email Your Question
We welcome your questions, and can usually reply within 24 hours.
Your Money
Use Payflow with almost any merchant account (or with Website Payments Pro). Payment data is sent to your processor daily, so they can make sure you get paid promptly.
Authorized in under Two Seconds
Our best-in-class security systems deliver almost instant payment authorization. Every transaction is processed quickly for you and your customers.
One Gateway for All Banks
Change your bank or merchant account in future without replacing your gateway. Payflow works with all major banks, credit card companies, and payment processors.
PCI Compliance
PCI (Payment Card Industry) standards are designed to help protect your business from fraud and loss of data. Our PCI-compliant solution, Payflow Payment Gateway, saves you most of the work and cost of meeting card standards. Customers still check out on your site, but PayPal handles data security on your behalf.
Learn More
Processors & Payment Types
Add PayPal to your site with Express Checkout. Businesses reported an 18% average increase in sales after adding PayPal.1
Save time and money with one gateway integration for all your payment needs.
Payflow supports all these major processors:
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Accept Credit Cards
Accept all major credit and debit cards supported by your processor, including Visa, MasterCard, American Express, Discover, JCB, and Diners Club. Payflow also supports L2/L3 purchase cards, prepaid cards, foreign currencies, TeleCheck, and ACH.
Add PayPal
Add PayPal to your site with Express Checkout. Businesses reported a 14% average increase in sales after adding Express Checkout in a PayPal survey of 100 merchants.1
Virtual Terminal
Use Payflow for all your card-present (swipe) orders, plus phone, fax, and mail payments. Virtual Terminal is an online version of credit card swipe machines, and it’s included with Payflow at no additional cost.
Recurring Payments
You have two easy ways to handle automatic billing, for repeat customers for processing subscriptions, membership dues, and installment payments.
Simple DIY
PayPal securely encrypts and stores your buyers’ credit card data. So if you have their permission, you can bill their card again and again without their having to store or repeatedly collect their card info.
Recurring Billing Service (Optional Add-On)
Get the extra convenience of processing regular payments automatically. Our Recurring Billing Service saves your customers time by automatically debiting their credit or debit cards. Your business can improve profitability and cashflow, too. (Available for an additional fee.)
Fraud Protection
If there’s one thing people know about PayPal, it’s how seriously we take security.
Basic Fraud Protection Service (Optional Add-On)
Get an extra level of protection with our heavy-duty security tools for light transaction volumes. Basic Fraud Protection includes AVS/CVV, customized filters, online reports, and daily monitoring.
Advanced Fraud Protection Service (Optional Add-On)
Businesses that want even more control over fraud can add up to 20 customizable filters to help target specific threats, such as weeding out high-risk transactions based on ZIP codes or suspicious bank IDs. These sophisticated filters save you time reviewing orders, and help minimize fraud and chargebacks.
Buyer Authentication Service (Optional Add-On)
PayPal supports the Verified By Visa and MasterCard SecureCode programs, so you receive merchant protection on qualified Visa and MasterCard transactions. You can add this extra security measure to your basic or advanced fraud protection service.
PCI Compliance
Because PayPal hosts your checkout on our secure payment site, you avoid the hassle and cost of data security and PCI compliance.
How It Works
Payflow Link gives you secure order pages that you customize and we host. Payflow Pro lets you host the entire payment on your own website. Choose a solution and see what happens when your customers check out.
Payflow Link Step-by-Step
1. PayPal.com A customer enters their payment info.
2. PayPal.com They check their order.
3. PayPal.com The transaction is processed and authorized.
4. PayPal.com You complete the order.
5. Your Bank You get paid. (The fun part).
1. A customer enters their payment info.
When customers are ready to check out, they're taken to payment pages showing their order on the secure PayPal site. To pay by credit card, they fill out the easy payment form. If they prefer to pay using PayPal, they log in to their PayPal account and pay in as few as three clicks.
2. They check their order.
Your customers see a summary of their order to review key information, such as the shipping address.
3. The transaction is processed and authorized.
PayPal collects the transaction info, securely encrypts the data, and then sends it to your processor. The customer's bank authorizes or declines the transaction and notifies PayPal.
4. You complete the order.
Upon approval, the result is encrypted and sent back to you through the gateway. You decide whether or not to settle the transaction. The entire approval process is almost instant.
5. You get paid. (The fun part).
We send the transaction to your processor for settlement. When they settle the transaction, your bank credits your merchant account and you get the money quickly.
Payflow Pro Step-by-Step
1. Your Site A customer enters their payment info.
2. Your Site The transaction is processed and authorized.
3. Your Site You complete the order.
4. PayPal.com You get paid. (The fun part).
1. A customer enters their payment info.
A customer shops on your site and chooses to pay using their credit or debit card. They enter their payment info directly on your checkout pages.
2. The transaction is processed and authorized.
You collect the transaction info and securely send it to PayPal. We then encrypt the data and send it to your processor. The customer’s bank authorizes or declines the transaction and instantly notifies PayPal.
3. You complete the order.
Upon approval, the result is encrypted and sent back to you through the gateway. The entire approval process is almost instant.
4. You get paid. (The fun part).
We send the transaction to your processor for settlement. After it settles the transaction, your bank credits your merchant account and you get the money quickly.
Setting Up
It's easy to set up your payment gateway. Payflow supports all these major processors.
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You have three options designed for different business needs.
Payflow Link
Choose our easy, PayPal-hosted solution for businesses that don’t want the hassle and expense of data security and PCI compliance. Setting up is as simple as cutting and pasting some HTML code.
- Sign Up
- Set Up a Trial Account
Payflow Pro
Our more sophisticated payment gateway is ideal for larger online businesses that want total control over the payment process. A professional web developer can usually complete the integration in 3—4 hours. You get software development kits, a sandbox testing environment, code samples, and more.
- Payflow Software Development Kit
- Find out more at x.com
- Sign Up
- Set Up a Trial Account
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Don't see your cart? Give us a call at 1-866-836-1648.
Pricing
All our costs are out in the open. You pay a low monthly service fee and a flat processing fee for each transaction. No hidden charges.
- Low monthly fee
- No monthly minimum
- No cancellation charge